Free to read, funded by institutions
Everything on this site is free to you, permanently. There is no tier above it and no feature held back — what you can see is the whole product.
That is a deliberate choice rather than a stage we are passing through. Kenyan law treats algorithm-driven investment guidance carefully, and rightly so; charging individuals for it would change what this is. We would rather stay a place you can check a number than become a service that sells you an opinion.
The work is instead funded by organisations who want the same calculations inside their own practice — SACCOs, fund managers and advisers who hold the licences their own advice requires. They pay for the engine; you pay nothing.
What institutions license
Calculation engine, licensed
The yield, ladder and cash-flow engine behind this site, under licence, for use inside your own advice process.
For: SACCOs, fund managers, investment advisers
Reports in your own name
The one-page ladder and goal reports, carrying your branding and your disclosures rather than ours.
For: Brokers and advisers issuing client statements
Computed rates feed
Treasury bill and bond yields solved from published CBK data, dated and machine-readable.
For: Anyone needing clean, derived CBK yield data
Three ways to work together
The same engine, offered three ways. Which one fits depends on whether you want it inside your own product, in front of the people you already serve, or pointed at something only you can see.
Embed
The calculations run inside your platform, under your brand. You hold whatever licence your own advice requires; we supply the arithmetic and the sources behind it.
Distribute
Hand both tools to your members, staff or customers as something useful and free. Nothing is asked of them — no account, no data, no charge — so there is nothing for you to explain away later.
Co-build
A module aimed at your mandate — a SACCO's share-capital maths, a pension provider's contribution planner, an employer's leavers' pack. You fund the build; it stays free to the people who use it.
The full case, if you want it on paper
Everything above is the short version. The partnership deck sets out the gap it addresses, what both platforms do, how they fit together, and what the commercial arrangement looks like — with every figure sourced and dated.
Download the partnership deck → (PowerPoint, 132 KB)
If that is you
Tell us what you are trying to do for the people you serve, and we will tell you plainly whether this helps. If it does not, we will say so — there is no version of this worth selling into a place it does not fit.
Email info@mwangazadigital.org →
What stays true either way
We hold nothing on your behalf, take no commission from any issuer or intermediary, and cannot see your portfolio — it stays on your device. No part of this site becomes payable later.
This is a calculation from the inputs shown, not investment advice, and not an offer to buy or sell. Verify every figure against the official prospectus and your own CSD statement before committing funds.