What Kenya is paying savers today.
What the latest auctions paid first, then every current bond ranked by what you would keep after tax at face value.
T-bills, after tax · CBK auction 22 Oct
7.65%
91-day
CBK rate 8.75%
7.67%
182-day
CBK rate 8.86%
7.67%
364-day
CBK rate 9.03%
Our forecast against the result
Bond auction of 14 Oct 2026
- SDB1/2011/030forecast 13.10–14.59%, cleared at 13.65%Inside the range
- FXD1/2026/030forecast 14.01–14.87%, cleared at 14.18%Inside the range
Highest-yielding bonds on the list — at the last price CBK published for each
Those are yields at the price shown, not offers. The most recent primary auction cleared at 13.48% gross (2026-10-14) — what the market is paying now, as against what these bonds pay on money at face value.
Economic Health Summary
Open full economic dashboardReal Rate
0.00%
Real rate is negative — inflation is eroding nominal returns.
Derived from 0 bonds and 0 MPC decisions. Where these come from.
Work out your return
What a given amount really earns you after tax
What is on sale now
Closing dates, official documents, how to bid
What you already hold
Track your bonds and when they pay — offline
Economic context
Rates, debt, spillovers and policy context in one view
What “what you keep” means here
Bonds are ranked by yield after Kenyan withholding tax, not by coupon. Infrastructure bonds pay their coupon whole; other bonds with an original tenor of ten years or more are withheld at 10%, and shorter ones at 15%. Ranking on the headline rate puts them in a different and misleading order, which is why nothing on this page does.
Where these figures come from
Everything here is public: bond and bill terms and auction results from the Central Bank of Kenya, fiscal figures from the National Treasury, inflation from KNBS, and the sovereign context panel from the Central Bank, the IMF and the World Bank. Each figure carries the date of the document it came from, because a rate is only meaningful with its vintage attached. See the full list.
What this page is not
It is not a market screen. We publish no secondary-market prices, so nothing here tells you what a bond is worth to sell today — only what it pays if held, and what other bidders accepted at auction. Yields shown against bonds you have not priced assume par, which is a placeholder rather than a quote; recording what you paid in your price book replaces the assumption.
Nor is it advice. What rates have done is a matter of record; what they do next is not. Where a bid range is shown for a coming auction, it is a statistical range drawn from past results and scored in public against what actually cleared — not a view on the market.